Cigna Dentist – New York
Learn More About the Benefits of Cigna
Keeping up an excellent dental hygiene routine at home is key to maintaining excellent dental health. However, this isn’t enough on its own. There are always going to be areas that you miss. There is where your routine cleanings and checkups come in. Dental insurance is an excellent tool to make these visits fit into your budget. You can further maximize your benefits by choosing a dentist who is in-network with your insurance provider. We are happy to work directly with Cigna to lower your out-of-pocket costs. Read on to learn more about your plan and how you can save.
Cigna Coverage Availability & Fees
Every plan is a little bit different, but here is what you can expect a typical one to look like.
- 100% coverage of preventive services
- 80% coverage of minor restorative treatment
- 50% coverage of major restorative services
Remember that Cigna offers a wide range of plans, so you should review your policy and go over it with our team so you can make the best decision to meet your needs. When you choose a dentist who is in-network with Cigna, you can expect to pay less for the care that you receive. Because the cost of preventive and restorative procedures is negotiated with a Cigna professional, we can assure you that you are paying the lowest possible cost for your care. With a PPO dental insurance plan, you don’t need to choose an in-network dentist either. However, you can save a lot more when you do.
The Benefits of Seeing an In-Network Dentist
We are in-network with Cigna. This means that we have a contract with the insurer to establish a fair and average fee for covered dental services that we agree to change. Cigna will then cover a percentage of the cost. Alternatively, out-of-network dentists can charge higher fees for their services, but you need to pay the difference in price in addition to the out-of-pocket percentage of the insurance’s pricing. By visiting an in-network dentist, you know that you will be responsible for the lowest possible cost.